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Finance & Banking

Catch fraud and price risk on clean, live data, with every decision you can defend to a regulator.

Banks and finance teams sit on more data than they can use and more scrutiny than they can easily satisfy. geist puts AI to work on the parts that actually move numbers: spotting fraudulent transactions as they happen, scoring credit consistently, and pulling regulatory reports together without the scramble at month end.

Everything runs inside your environment, in Germany if you want it there, and goes through red teaming before it touches a single customer record. You get the speed of modern AI with an audit trail your compliance team can stand behind.

What it does

Fraud detection in transactions

Models flag suspicious payments and account behavior in real time so your team intervenes before the money leaves. Every alert keeps the reasons behind it for review.

Automated credit scoring

Consistent, explainable scoring on the data you already hold, so applications move faster without losing the documentation you need to justify a decline.

Regulatory reporting

We assemble BaFin, ECB and internal reports from source data automatically, cutting the manual reconciliation that eats your time at month end.

Banking chatbots

Assistants for your customers handle balance, transfer and product questions around the clock, with guardrails so they never invent terms or leak data.

Risk and exposure views

Live dashboards turn scattered positions into a single picture of exposure, so risk officers see concentration and limits without waiting for a batch run.

In practice

A midsize bank routes every card transaction through a geist fraud model. Anomalies are scored and held in milliseconds, the analyst sees exactly why a transaction was flagged, and confirmed fraud drops while genuine customers stop getting blocked at the till.

What you get

  • Fewer fraud losses and fewer false declines
  • Faster, more consistent credit decisions
  • Regulatory reports ready without the manual scramble
  • Every AI decision logged and explainable for auditors
  • Customer questions answered 24/7 without adding headcount

Questions

Will this meet BaFin and GDPR requirements?
Yes. geist complies with GDPR by design, can run entirely on servers in Germany, and keeps the audit trails and explainability your supervisors expect. We map each use case against EU AI Act obligations before launch.
Do we have to send data to a US cloud?
No. We can deploy on your own infrastructure so customer and transaction data never leaves your control.
Can the fraud model explain its decisions?
Yes. Each alert carries the signals that triggered it, so analysts and auditors can see the reasoning rather than a score from a black box.
Get started

Put your finance data to work, safely

Book a call and we will map one fraud, scoring or reporting use case to a working pilot.

30 minutes · no slides, no fluff · we usually reply within one business day.